The Online Cooperative pools member contributions into four programmes: cashflow savings that fund small businesses, a food trade economy, stock purchases, and property deals. Income from each programme is distributed back to contributors. Follow every contribution from your member dashboard.
Follow your contributions, programme activity and distributions in one place.
After each successful contribution, check the email address registered to your account for the confirmation message. If it isn't in your Inbox, check Spam/Junk.
Each programme pools member contributions into one defined activity. Income from that activity is distributed back to contributors. The amounts shown are contribution amounts. No return is promised.
All cooperators contribute and save together. Savings are lent to promising start-ups and small businesses.
Contributions buy food stuffs from local farmers and supply them to retail traders.
Contributions buy emerging and promising stocks, which are sold for profit.
Contributions buy distressed and urgent real estate deals, which are sold for profit.
Open the email registered to your member profile and find the contribution confirmation. Check Inbox first, then Spam/Junk. Keep the message for your records. If no email arrives, check the address on your profile and contact support rather than contributing again to trigger a message.
Understand the member journey before you contribute. Review the official membership terms for complete details.
Register with your name and email address. Keep your details accurate so confirmations reach you.
Use the funding options in your account and confirm the funds appear in your wallet before you contribute.
Pick one of the four programmes. Each one describes what the pooled funds are used for and how income is shared.
After each successful contribution, check your registered inbox and Spam/Junk folder. Keep the message for reference.
Use your dashboard to review your contributions and the income distributed to you from each programme.
Check your account history regularly. Contact support if a transaction or confirmation looks missing. Never share your password or reset links.
Income depends on what each programme actually earns: loan interest, food trade margins, and profits from selling stocks and property. Distributions are paid from those results and vary from period to period.
Interest paid by start-ups and small businesses on loans from the pooled savings is distributed to contributors as cashflow.
Profit from selling food stuffs, bought from local farmers and supplied to retail traders, is distributed to contributors.
Profit from stocks and property bought by the cooperative and then sold is distributed to contributors after costs.
Use your account to review your activity and follow each programme in one place.
Review your contribution records and the programmes you have joined.
See the income distributed to you and the period it relates to.
Look for a confirmation email after each contribution, including in Spam/Junk.
View your wallet balance and fund your account from the options available to you.
Keep track of requests and transactions as recorded in your account.
Protect your login details, check transaction details, and contact support when something looks wrong.
Quick answers about contributions, confirmations, and distributions.
Create an account to review the programme terms and your member dashboard. Already registered? Sign in to continue.